2020年90分钟上海水磨 Tag Archive

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The four pillars of interest rate risk management

first_img 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Examiners will criticize asset concentrations that are not effectively managedby: Jim M. Deitch and Alan LloydIn January 2014, NCUA issued Letter No. 14-CU-02, which urges credit unions to “identify and mitigate forward-looking risks before they threaten the viability of credit unions and the stability of the Share Insurance Fund.“Interest rate risk [IRR],” the agency wrote, “is the most significant risk the industry faces right now.”As rates have risen above record lows, some credit unions’ unrealized gains have swung to unrealized losses, according to NCUA. “These unrealized losses may foreshadow the actual losses credit unions will face if continuing rate increases eventually result in more compression of net interest margins.”It is hard to envision a higher rate environment given the Fed’s continued “easy money” policy and the tendency for long-term rates to quickly drop to lower levels whenever fear of geopolitical risk rattles the equity markets.However, gradual increases in rates could have significant consequences for credit unions with high concentrations in certain long-term investments and loans.NCUA states it is imperative for credit unions to make the necessary adjustments to account for a rising-rate environment. But what does this mean? continue reading »last_img read more

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AquaTrojans Win 3-Way Meet

first_imgThe AquaTrojans remain perfect on the season as both teams defeated Oldenburg Academy and Lawrenceburg on Thursday. The girls (5-0) won 137 to OA’s 113 to Lawrenceburg’s 69. The boys (3-0) won 166 to OA’s 55 to Lawrenceburg’s 46.Individual winners include:  Michaela Cassidy-200 Freestyle; Cai Fox-200 Freestyle; Dustin Schantz-200 IM; Alexis deLong-50 Freestyle, 100 Freestyle; Ethan Ayers-Edds- 1 meter diving; Alex Pruitt-100 Butterfly; Klay Shipman-100 Freestyle; Olivia Nixon-500 Freestyle; Jakob Paff-500 Freestyle; Kim Gray-100 Backstroke; and Jacob Weber-100 Backstroke.EC won all 6 relays and have won 14/15 relays so far this season. The AquaTrojans are back in action on Tuesday to take on the Knights from South Dearborn. Go AquaTrojans!!!Courtesy of AquaTrojans Coach Brandon Loveless.last_img read more

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Syracuse falls to Columbia, 4-2, in first loss of the season

first_imgSyracuse’s top singles player, Guzal Yusupova, was a couple feet behind the baseline when Akanksha Bhan of Columbia hit a drop shot. The ball bounced a couple of feet over the net, seemingly out of Yusupova’s reach. But, at full sprint, the senior swooped in stretching for the ball, reaching it inches before a second bounce. But after the improbable recovery, Yusupova’s hopes were dashed when her return failed to make it over the net.Too often on Friday, Syracuse (6-1, 1-0 Atlantic Coast) was close to victory but failed to finish. SU started down 2-0 after losing the doubles points and Sofya Golubovskaya’s forfeit due to injury but Miranda Ramirez and Kim Hansen both won, giving Syracuse a chance. But in the end, Columbia University (8-2) defeated the Orange 4-2.“We played very well, just came up a little bit short in some matches and some big points,” said head coach Younes Limam. “Credit to Columbia, they came in and they played really well in the big points.”From the beginning of the match, Syracuse was fighting from behind. The doubles partnership of Ramirez and Yusupova fell behind 15-40 in the fifth game of doubles, tied 2-2. When the duo fought back to deuce, Columbia hit a cross-court return past Yusupova at the net and by Ramirez’s swinging racket at the baseline.With screams coming from both sides of the court, SU fell down 0-15. Tied at three games apiece, Columbia’s Paulina Ferrari shuffled her feet back and forth, awaiting Yusupova’s serve. After a long rally, Syracuse won the point on an improbable Ramirez backhand facing away from the court. But, seconds later the Lions won the game, pushing their lead to 4-3.AdvertisementThis is placeholder text“If you can’t take a clean volley, you take it on a bounce and stay aggressive,” assistant coach Jennifer Meredith told Ramirez and Yusupova after a Ramirez volley failed to cross the net.Early in singles, it seemed as if the doubles point wouldn’t deter the Orange from a seventh straight victory. Three times this season Syracuse has lost the doubles point but won the match. Syracuse led at points in four of the six singles matches, with only Golubovskaya and Sonya Treshcheva trailing. After losing the first set 6-2, Golubovskaya called a trainer over and sat on the bench for around 20 minutes. Eventually, she decided the discomfort in her right shoulder was too great and forfeited her match.Earlier, in pregame warmups Golubovskaya had a trainer wrap her shoulder and her right forearm. The junior forewent the last 30 minutes of pre-game warmups, instead watching her teammates from the sideline.After Golubovskaya exited her court, Yusupova’s match turned in favor of Columbia’s Bhan. After losing the first three games, Bhan won six of the next nine. Down 6-5 (15-15), Yusupova hit a cross-court return wide in the deuce alley, smacked the tarp behind her and grimaced at her shot selection. Throughout Yusupova’s match, Meredith sat on the top of the sideline bench, with her feet resting on the seat. Whenever Bhan and Yusupova switched sides, Meredith offered the senior advice, particularly on how to approach Bhan’s serve.“First serve play the middle,” Yusupova recalled Meredith’s guidance. “If there’s a second serve, go to the net, finish the point.”Meanwhile, Treshcheva and Zeynep Erman struggled as well. With SU needing two more victories for the match win, only Erman led. And after winning the first set (7-5), frustrations bubbled over for Erman in the second set as she clung to a 3-2 lead.“She can’t even run,” Ferrari yelled from the sidelines as Erman stood still, watching a return from Julia Haynes bounce into the ad court for a 15-0 Haynes lead in the sixth game. Three points later, Erman crouched on one knee after missing a shot, eventually using her racket to lift herself up, while Bhan’s teammates screamed.“Tennis is not like football,” Erman said. “You don’t scream after every point. You don’t scream during the points.”With victory seeming slim, Ramirez walked to the sideline of Yusupova’s match to cheer on her doubles partner.“You’re better than her, this is your set, your match,” Ramirez told Yusupova.Yusupova won three straight games. Last week, Yusupova came back from down 5-1 to secure the match victory for Syracuse. But today, in the ninth game of the second set, Yusupova hit a return into the net to lose (7-5, 6-3). Minutes later, Treshcheva’s match ended in a loss (7-6, 7-5). After hitting the ball long, Treshcheva retreated, laughed in disgust and slammed her racket against a tarp sending a booming echo around Drumlins Country Club. On the next point, Treshcheva’s shot missed long again, ending her match and Syracuse’s winning streak.“We’re trying our best so like, of course we’re sad,” said Erman. “When your team loses, you all lose.” Comments Facebook Twitter Google+ Published on February 21, 2020 at 8:24 pm Contact Thomas: [email protected] | @ThomasShults5last_img read more

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